Cars & Cash Used Vehicles, Payday Loans, Pawn & Retail Payday Loans Review - Ottumwa, Iowa

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4.5 8 reviews

Organization owner?

419 N Madison Ave, Ottumwa, IA 52501, USA

+1 (641) 683-3646

www.carsandcashauto.com

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–4PM

Domain Info

Mailing Address

5335 Gate Parkway

Jacksonville

32256

United States

Contact Data

6offjjg7msj818qu6d6id3p23o@domaindiscreet.com

+1.9027492701

Testimonials

Feedback about Cars & Cash Used Vehicles, Payday Loans, Pawn & Retail?

Here you see the reviews of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Ottumwa, Iowa

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Ottumwa, Iowa is taken out easily and quickly. The interest rate is defined respecting the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Cars & Cash Used Vehicles, Payday Loans, Pawn & Retail help issue a loan in Ottumwa, Iowa?

Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with customer data. It will take several minutes to review the application. The money are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Ottumwa, Iowa. The lending company will estimate many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see