Citizen State Bank Payday Loans Review - Oxford Junction, Iowa

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Organization owner?

101 W Broadway St, Oxford Junction, IA 52323, USA

+1 (563) 826-2231

www.csbwyoming.com

Thursday

8:30AM–3:30PM

Friday

8:30AM–5PM

Saturday

8:30–11:30AM

Sunday

Closed

Monday

8:30AM–3:30PM

Tuesday

8:30AM–3:30PM

Wednesday

8:30AM–3:30PM

Domain Info

Feedback about Citizen State Bank?

Here you grapple with the reviews of our customers.

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Pay Attention

Above-defined info offers the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Oxford Junction, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Oxford Junction, Iowa are issued problem-free. The interest rate is dependent on the client's person-related information: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Citizen State Bank help issue a loan in Oxford Junction, Iowa?

24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Oxford Junction, ia will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see