U.S. Bank Branch Payday Loans Review - Red Oak, Iowa

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3 2 reviews

323 E Reed St, Red Oak, IA 51566, USA
+1 (712) 623-4828
locations.usbank.com
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Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

What people think about U.S. Bank Branch?

Below you read some of the opinions of our customers.
Note

Important

The previous three items describe a peculiar lending service. But below you can read general information about payday loans.

Payday Loans in Red Oak, Virginia

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

It is simple and speedy to get accepted for payday loans in Red Oak, Virginia. The APR will be set individually for each applicant and will depend on the personal details the person filled in.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of U.S. Bank Branch that offers payday loans in Red Oak, Virginia

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only consider applying for a cash advance if you are sure that you can afford payments on time.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Red Oak, Iowa

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Great Southern Bank

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Edward Jones - Financial Advisor: Adam D Bahr, AAMS®

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Principal Financial Group

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Hills Bank

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Edward Jones - Financial Advisor: Dwane Waterbury

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MidWestOne Bank

4510 Prairie Pkwy, Cedar Falls, IA 50613, USA

+1 (319) 277-2500

www.midwestone.bank