MoneyGram Payday Loans Review - Spencer, Iowa

Your personal information is safe with us

1019 S Grand Ave #1, Spencer, IA 51301, USA
+1 (712) 262-3949
locations.moneygram.com
Friday
9AM–6:30PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1998-08-12

Mailing Address

TX

United States

Company Name

MoneyGram International, Inc.

MoneyGram International, Inc.

Testimonials

Feedback about MoneyGram?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Spencer, New York

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Spencer, New York are taken out easily. The interest percentage is dependent on the client's personal information: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will MoneyGram help take out a loan in Spencer, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Spencer, New York. The company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Spencer, Iowa

Lincoln Savings Bank

230 Main St, Garwin, IA 50632, USA

+1 (641) 499-2224

www.mylsb.com

Bank Plus

322 3rd St N, Swea City, IA 50590, USA

+1 (515) 272-4226

www.bankplusiowa.com

West Bank - Drive-Up Only

3255 99th St, Urbandale, IA 50322, USA

+1 (515) 222-2302

www.westbankstrong.com

MoneyGram

901 S Center St #2, Marshalltown, IA 50158, USA

+1 (641) 753-1025

locations.moneygram.com

Earlham Savings Bank

130 N Chestnut Ave, Earlham, IA 50072, USA

+1 (515) 758-2251

www.earlhambank.com

Edward Jones - Financial Advisor: Shellie Grabau, AAMS®

806 7th St, Boone, IA 50036, USA

+1 (515) 432-6713

www.edwardjones.com

Bank Iowa - Pella

640 Washington St, Pella, IA 50219, USA

+1 (641) 628-1056

www.bankiowa.bank

Hometown Cash Advance

402 Church St, Ottumwa, IA 52501, USA

+1 (641) 682-4777

United Bank of Iowa

120 S 1st St, Moville, IA 51039, USA

+1 (712) 873-3666

www.unitedbk.bank