Citizens Community Credit Union Payday Loans Review - Spirit Lake, Iowa

Your personal information is safe with us

Organization owner?

1805 18th St, Spirit Lake, IA 51360, USA

+1 (712) 336-1095

www.citizenscu.com

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Domain Info

Feedback about Citizens Community Credit Union?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Spirit Lake, Iowa

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Spirit Lake, Iowa is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a client will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Citizens Community Credit Union help take out a loan in Spirit Lake, Iowa?

Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Spirit Lake, ia will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will provide the cost of the payday loan. It takes seconds to see the result.

Let's see