The State Bank Payday Loans Review - Terril, Iowa

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Organization owner?

101 N State St, Terril, IA 51364, USA

+1 (712) 853-6200

www.statebankspiritlake.com

Friday

9AM–12PM, 1–3PM

Saturday

Closed

Sunday

Closed

Monday

9AM–12PM, 1–3PM

Tuesday

9AM–12PM, 1–3PM

Wednesday

9AM–12PM, 1–3PM

Thursday

9AM–12PM, 1–3PM

Domain Info

What people think about The State Bank?

Below you get acquainted with some of the reviews of our customers.

Note

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Terril, Iowa

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Terril, Iowa. Loans from payday lenders can get you money quickly. Your interest rate will depend on several things.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of The State Bank that offers payday loans in Terril, Iowa

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are created to help meet the needs of consumers with less than perfect credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

Let's see