Central Bank Payday Loans Review - Urbandale, Iowa

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4.5 8 reviews

Organization owner?

4848 86th St, Urbandale, IA 50322, USA

+1 (515) 309-5102

www.centralbankonline.com

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

What people think about Central Bank?

Below you read some of the testimonials of our customers.

Note

Important

Above there is information about a definite loan provider. Below you can see common aspects of payday loans.

Payday Loans in Urbandale, Iowa

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Urbandale, Iowa. The interest rate will be set specifically for each applicant and will depend on the personal data the applicant provided.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Central Bank that offers payday loans in Urbandale, Iowa

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
High approval chances. 94% of borrowers are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Urbandale, ia accept consumers with bad credit. You can request a bad credit payday loan online at any time of the day and if successful could have the funds in your account within a few hours.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see