Iowa State Bank Banking and Trust Services Payday Loans Review - Urbandale, Iowa

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3 2 reviews

Organization owner?

2301 Northwest 128th Street, Urbandale, IA 50323, USA

+1 (515) 278-2442

www.iowastatebanks.com

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

h77sv3zg8x6@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about Iowa State Bank Banking and Trust Services?

Below you find some of the reviews of our clients.

Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Urbandale, Iowa

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Urbandale, Iowa. The entire process is hassle-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Iowa State Bank Banking and Trust Services that offers payday loans in Urbandale, Iowa

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit score. Payday loan approvals depend very much on other factors. They will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the payday loan immediately.

Let's see