US Bank Payday Loans Review - Vinton, Iowa

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Organization owner?

414 A Ave, Vinton, IA 52349, USA

+1 (319) 472-2927

usbank.com

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What people think about US Bank?

Below you get acquainted with some of the opinions of our customers.

Note

Important

The above-given information provides the details about a certain company. The information below is about general information about payday loans.

Payday Loans in Vinton, Virginia

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Vinton, Virginia. The APR will be set specifically for each case and will depend on the personal data the applicant filled in.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of US Bank that offers payday loans in Vinton, Virginia

Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

33%

Treatment

24%

Vacation

19%

Clothes

14%

Home improvement

14%

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Vinton, va accept consumers with bad credit. You can apply for a bad credit payday loan online at any time of the day and if accepted could have the money in your account within several hours.

To get accepted for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the cash advance loan immediately.

Let's see