Central Bank Payday Loans Review - Waukee, Iowa

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5 reviews

300 Hickman Rd, Waukee, IA 50263, USA
+1 (515) 987-2299
www.centralbankonline.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

2003-04-24

Mailing Address

Iowa

United States

Company Name

Commercial Financial

Commercial Financial

Testimonials

What people think about Central Bank?

Below you find some of the opinions of our customers.
Note

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Waukee, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans in Waukee, Iowa is are simple to access. The interest rate is individual for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Central Bank that offers payday loans in Waukee, Iowa

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit score. You will need a stable income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.

Let's see

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