Greater Iowa Credit Union Payday Loans Review - West Des Moines, Iowa

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3.9 29 reviews

Organization owner?

1630 22nd St, West Des Moines, IA 50266, USA

+1 (800) 296-9064

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Thursday

8:30AM–5PM

Friday

8:30AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Domain Info

Feedback about Greater Iowa Credit Union?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in West Des Moines, Iowa

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in West Des Moines, Iowa is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Greater Iowa Credit Union help take out a loan in West Des Moines, Iowa?

Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with person-related data. It will take some minutes to review the application. The funds are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to issue a cash advance. The lender process many aspects such as financial capabilities to approve the form. Payday loans in West Des Moines, Iowa may help improve your credit rating.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

Let's see