U.S. Bank Branch Payday Loans Review - West Des Moines, Iowa

Your personal information is safe with us

2.9 15 reviews

Organization owner?

3738 Westown Pkwy, West Des Moines, IA 50266, USA

+1 (515) 224-4323

locations.usbank.com

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9:30AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

What people think about U.S. Bank Branch?

Below you find some of the testimonials of our clients.

Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in West Des Moines, Iowa

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in West Des Moines, Iowa. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several things.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of U.S. Bank Branch that offers payday loans in West Des Moines, Iowa

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get approved for payday loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments in good time.

To get approved for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 20 seconds to become informative even before applying.

Let's see