First Trust & Savings Bank Payday Loans Review - Wheatland, Iowa

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4.7 6 reviews

123 S Main St, Wheatland, IA 52777, USA
+1 (563) 374-1247
www.firsttrustsavings.com
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed

Domain Info

Created Date

2000-08-09

Mailing Address

Iowa

United States

Company Name

First Trust and Savings Bank

First Trust and Savings Bank

Testimonials

Feedback about First Trust & Savings Bank?

Here you see the feedback of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Wheatland, Pennsylvania

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Wheatland, pa. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

6% APR small loan cap

How will First Trust & Savings Bank help take out a payday loan in Wheatland, Pennsylvania?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

7%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Wheatland, pa review this circumstance not a drawback to take out a loan. The recipient of a payday loan should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on time and not only cope with current issues, but improve the credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see

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MidWestOne Bank

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Midstates Bank

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