Farmer's Trust and Savings Bank Payday Loans Review - Woodbine, Iowa

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5 reviews

Organization owner?

510 Lincoln Way St, Woodbine, IA 51579, USA

+1 (712) 647-3375

Saturday

Closed

Sunday

Closed

Monday

9AM–3:30PM

Tuesday

9AM–3:30PM

Wednesday

9AM–3:30PM

Thursday

9AM–3:30PM

Friday

9AM–4PM

Testimonials

What people think about Farmer's Trust and Savings Bank?

Below you find some of the testimonials of our clients.

Note

Important

Above there is information about a exact company. Below you can see common features of payday loans.

Payday Loans in Woodbine, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans are the easiest loans to get in Woodbine, New Jersey. The entire process is fast. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

30% usury cap

Advantages of Farmer's Trust and Savings Bank that offers payday loans in Woodbine, New Jersey

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to submit the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator can be used to quickly calculate the APR. It’s easy to find out the real cost of the payday loan even before applying.

Let's see