Union State Bank Payday Loans Review - Fort Scott, Kansas

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3.6 11 reviews

1009 S Clark St, Fort Scott, KS 66701, USA
+1 (620) 223-0066
www.unionstbank.com
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2000-07-31

Mailing Address

204 SHERMAN ST

UNIONTOWN

KS

66779-7101

United States

Company Name

Union State Bank

Union State Bank

Contact Data

itdept@unionstbank.com

+1.6207564305

+1.6207564460

Testimonials

Feedback about Union State Bank?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Payday lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Fort Scott, Kansas

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Fort Scott, Kansas is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates you will recieve.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Union State Bank help take out a loan in Fort Scott, Kansas?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

18%
Healthcare Bills

20%
Traveling

15%
Car Repair

5%
Clothes

8%
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Fort Scott, Kansas. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

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