Western State Bank Payday Loans Review - Garden City, Kansas

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5 2 reviews

602 N Main St, Garden City, KS 67846, USA
+1 (620) 275-9269
wsbks.com

Domain Info

Created Date

2000-04-17

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

un2kz38d6ab@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

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Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Garden City, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Garden City, New York is issued easily and quickly. The interest rate is defined respecting the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Western State Bank help take out a loan in Garden City, New York?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

28%
Healthcare Bills

32%
Traveling

24%
Car Repair

8%
Clothes

12%
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Garden City, New York. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

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