Bank of Hays Payday Loans Review - Hays, Kansas

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4.9 9 reviews

1000 West 27th Street, Hays, KS 67601, USA
+1 (785) 621-2265
www.bankofhays.com
Thursday
7:30AM–5:30PM
Friday
7:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM
Wednesday
7:30AM–5:30PM

Domain Info

Created Date

2004-08-27

Mailing Address

ks

United States

Company Name

Bank of Hays

Bank of Hays

Testimonials

Feedback about Bank of Hays?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Payday lenders are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Hays, North Carolina

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Hays, North Carolina is taken out easily and fast. The interest percentage is specified considering the category of the client: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

36% APR small loan cap

How will Bank of Hays help take out a payday loan in Hays, North Carolina?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is known as bad credit history. But this drawback is not implied as the only one by lenders to issue a loan. The lender review many aspects such as financial solvency to approve the application. Payday loans in Hays, North Carolina may help enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

Let's see

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