UMB Bank (with drive-thru services) Payday Loans Review - Salina, Kansas

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3.8 4 reviews

100 S Santa Fe Ave, Salina, KS 67401, USA
+1 (785) 826-4000
locations.umb.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

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Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Salina, Pennsylvania

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Salina, pa. They are issued at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

6% APR small loan cap

How will UMB Bank (with drive-thru services) help issue a payday loan in Salina, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

19%
Healthcare Bills

22%
Traveling

17%
Car Repair

6%
Clothes

8%
Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a loan. The lending company review many aspects such as financial solvency to approve the request. Payday loans in Salina, Pennsylvania may help level up your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Salina, Kansas

Wichita Federal Credit Union

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Bank Midwest

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Citizens Federal Savings Bank

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www.citizensfsb.bank

MoneyGram

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Edward Jones - Financial Advisor: Jeffrey D Weeast Jr

2501 N Campus Dr #600, Garden City, KS 67846, USA

+1 (620) 272-9598

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First Option Bank Horton

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+1 (913) 557-0800

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Commercial Bank

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+1 (620) 244-3274

www.commercialbank.net

King of Kash

2611 SW 17th St, Topeka, KS 66604, USA

+1 (785) 596-8955

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Community Finance of Ks Inc

15 E 5th Ave, Hutchinson, KS 67501, USA