Legacy Bank Payday Loans Review - Wichita, Kansas

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5 2 reviews

Organization owner?

8725 W Central Ave, Wichita, KS 67212, USA

+1 (316) 721-9595

legacy.bank

Monday

8AM–6PM

Tuesday

8AM–6PM

Wednesday

8AM–6PM

Thursday

8AM–6PM

Friday

8AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Domain Info

Feedback about Legacy Bank?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Wichita, Kansas

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is easy and fast to take out loans in Wichita, Kansas. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Legacy Bank help take out a loan in Wichita, Kansas?

Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The funds are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the request when lenders in Wichita, ks will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

Let's see