Advance America Payday Loans Review - Wichita, Kansas

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5 5 reviews

Loan agency in Wichita, Kansas

Organization owner?

601 N Ridge Rd #117, Wichita, KS 67212, USA

15 years in business

+1 (316) 729-1600

www.advanceamerica.net

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Wichita, Kansas

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Wichita, Kansas are taken out problem-free. The interest percentage is conditional on the client's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Advance America help issue a loan in Wichita, Kansas?

Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to review the form. The money are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Wichita, Kansas. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see