Loan Smart Inc Payday Loans Review - Wichita, Kansas

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5 6 reviews

Loan agency in Wichita, Kansas

Organization owner?

660 N Ridge Rd #102, Wichita, KS 67212, USA

7 years in business

+1 (316) 944-6260

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Testimonials

Feedback about Loan Smart Inc?

Here you grapple with the reviews of our customers.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users get acquainted common information about payday loans.

Payday Loans in Wichita, Kansas

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Wichita, Kansas is taken out simply and fast. The interest percentage is specified respecting the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Loan Smart Inc help issue a payday loan in Wichita, Kansas?

Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to consider the form. The funds are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Wichita, ks review this circumstance not a drawback to take out a loan. The borrower of a cash advance should be prepared to objectively estimate financial abilities, take out a loan, pay off the debt on time and not only cope with current issues, but improve the credit rating.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the loan.

Let's see