Monticello Banking Company Payday Loans Review - Albany, Kentucky

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4.2 13 reviews

Organization owner?

310 N Cross St, Albany, KY 42602, USA

+1 (606) 387-6611

www.mbcbank.com

Sunday

Closed

Monday

7:30AM–3PM

Tuesday

7:30AM–3PM

Wednesday

7:30AM–3PM

Thursday

7:30AM–3PM

Friday

7:30AM–5PM

Saturday

7:30AM–12PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

mbcbank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about Monticello Banking Company?

Below you find some of the testimonials of our customers.

Note

Pay Attention

The previous three items charactirize a definite lender. But below you can find general data about payday loans.

Payday Loans in Albany, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Albany, New York. The entire process is stress-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of Monticello Banking Company that offers payday loans in Albany, New York

Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can save clients who have low credit scores or have no credit history. But we remind you that as with any debt you should only think about applying for a cash advance if you are assured that you can afford payments in good time.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the payday loan immediately.

Let's see