Park Community Credit Union Payday Loans Review - Berea, Kentucky

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4.7 100 reviews

501 Walnut Meadow Rd, Berea, KY 40403, USA
+1 (859) 986-0664
parkcommunity.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2004-07-06

Mailing Address

2515 BLANKENBAKER PKWY

LOUISVILLE

KY

40299-2465

United States

Company Name

Park Community Credit Union

Park Community Credit Union

Contact Data

parkops@parkcommunity.com

+1.5028156007

Testimonials

What people think about Park Community Credit Union?

Below you read some of the reviews of our clients.
Note

Pay Attention

The above-given information provides the details about a certain company. The information below is about common information about payday loans.

Payday Loans in Berea, West Virginia

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

It is simple and fast to get approved for payday loans in Berea, West Virginia. The interest rate will be set individually for each person and will depend on the personal information the applicant provided.

APR

31% APR for loans up to $2,000

Advantages of Park Community Credit Union that offers payday loans in Berea, West Virginia

  • 24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a poor credit history an increased chance to get approved for such loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.

To get accepted for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see

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