Bank of Cadiz & Trust Co Payday Loans Review - Cadiz, Kentucky

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5 2 reviews

79 Main St, Cadiz, KY 42211, USA
+1 (270) 522-6066
www.bankofcadiz.com
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM

Domain Info

Created Date

1999-05-06

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

KY

REDACTED FOR PRIVACY

United States

Company Name

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REDACTED FOR PRIVACY

Contact Data

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REDACTED FOR PRIVACY

Testimonials

Feedback about Bank of Cadiz & Trust Co?

Here you grapple with the reviews of our clients.
Note

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Cadiz, Kentucky

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Cadiz, Kentucky is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Bank of Cadiz & Trust Co help issue a payday loan in Cadiz, Kentucky?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the application when lenders in Cadiz, ky will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

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