FNB Bank, Inc. Payday Loans Review - Cadiz, Kentucky

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4.7 3 reviews

Organization owner?

1197 Canton Rd, Cadiz, KY 42211, USA

+1 (270) 522-3256

growwithfnb.com

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Friday

8:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–4PM

Domain Info

Mailing Address

PO BOX 369

MAYFIELD

42066-0029

United States

Contact Data

david.jeffress@growwithfnb.com

+1.2702471758

+1.231231234

Testimonials

Feedback about FNB Bank, Inc.?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Cadiz, Kentucky

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is simple and quick to issue payday loans in Cadiz, Kentucky. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will FNB Bank, Inc. help issue a payday loan in Cadiz, Kentucky?

24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Cadiz, Kentucky. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

Let's see