Heritage Bank Payday Loans Review - Covington, Kentucky

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3.7 3 reviews

1911 Dixie Hwy, Fort Wright, KY 41011, USA
+1 (859) 344-9205
www.ourheritage.bank
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Testimonials

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Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Covington, Pennsylvania

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Covington, pa. They are taken out at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

6% APR small loan cap

How will Heritage Bank help take out a loan in Covington, Pennsylvania?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this drawback is not taken as the only one by payday lenders to issue a cash advance. The lender process many aspects such as financial capabilities to approve the form. Cash advance in Covington, Pennsylvania may help improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

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Other Payday Lenders in Covington, Kentucky

Cash Tyme

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+1 (502) 966-5585

www.cashtyme.com

Cash Express

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PNC Bank

9700 Linn Station Rd, Louisville, KY 40223, USA

+1 (502) 212-6330

apps.pnc.com

First State Bank of the Southeast

101 Virginia Ave, Pineville, KY 40977, USA

+1 (606) 337-6111

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Heights Finance Corporation

37 Southpark Center Dr, Corbin, KY 40701, USA

+1 (606) 528-7499

www.heightsfinance.com

Peoples Bank of Kentucky, Inc.

113 Main St, Salt Lick, KY 40371, USA

+1 (606) 683-2091

www.pbfco.com

MoneyGram

541 W Dixie Ave, Elizabethtown, KY 42701, USA

+1 (270) 234-8551

locations.moneygram.com

Kroger Money Services

1800 Declaration Dr, Independence, KY 41051, USA

+1 (859) 898-1600

moneyservices.kroger.com

Magnolia Bank, Inc.

794 Old Elizabethtown Rd, Hodgenville, KY 42748, USA

+1 (270) 358-3111

www.magnoliabank.com