CheckSmart Payday Loans Review - Covington, Kentucky

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4.1 9 reviews
Loan agency in Covington, Kentucky

1713 Madison Ave, Covington, KY 41011, USA
20 years in business
+1 (859) 291-2666
www.ccfi.com
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you get acquainted with some of the reviews of our clients.
Note

Pay Attention

Above there is information about a exact lender. Below you can see common aspects of payday loans.

Payday Loans in Covington, Pennsylvania

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online payday loans can be the right solution to your unexpected financial problems in Covington , Pennsylvania because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

6% APR small loan cap

Advantages of CheckSmart that offers payday loans in Covington, Pennsylvania

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit score. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see

Other Payday Lenders in Covington, Kentucky

Central Bank & Trust Co.

3541 Outer Loop Suite 120 Suite 120, Louisville, KY 40219, USA

+1 (502) 456-3820

www.centralbank.com

MoneyGram

541 W Dixie Ave, Elizabethtown, KY 42701, USA

+1 (270) 234-8551

locations.moneygram.com

Fifth Third Bank & ATM

300 2nd St, Henderson, KY 42420, USA

+1 (270) 831-6500

locations.53.com

Cash America Pawn

5700 Bardstown Rd, Louisville, KY 40291, USA

+1 (502) 231-0787

Check Into Cash

2901 Jackson St, Paducah, KY 42003, USA

+1 (270) 415-9193

local.checkintocash.com

Cash Express

1801 N Main St, London, KY 40741, USA

+1 (606) 330-0816

www.cashexpressllc.com

Community Trust Bank

101 N Main St 2nd floor, Versailles, KY 40383, USA

+1 (859) 879-5400

www.ctbi.com

Cash Tyme

11340 Preston Hwy, Louisville, KY 40229, USA

+1 (502) 966-6111

www.cashtyme.com

First Federal Savings & Loan

211 W Main St, Morehead, KY 40351, USA

+1 (606) 784-4187