Cash Advance Centers of KY Payday Loans Review - Flatwoods, Kentucky

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5 2 reviews
Loan agency in Flatwoods, Kentucky

747 Bellefonte Rd, Flatwoods, KY 41139, USA
7 years in business
+1 (606) 833-0115
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM
Thursday
9:30AM–6PM
Friday
9:30AM–6PM
Saturday
10AM–3PM
Sunday
Closed
Monday
9:30AM–6PM
Testimonials

What people think about Cash Advance Centers of KY?

Below you get acquainted with some of the reviews of our clients.
Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Flatwoods, West Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is simple and speedy to get accepted for payday loans in Flatwoods, West Virginia. The APR will be set specifically for each client and will depend on the personal data the consumer provided.

APR

31% APR for loans up to $2,000

Advantages of Cash Advance Centers of KY that offers payday loans in Flatwoods, West Virginia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific circumstances. They will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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