Hancock Bank & Trust Co Payday Loans Review - Hawesville, Kentucky

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4.7 9 reviews

Organization owner?

220 Main St, Hawesville, KY 42348, USA

+1 (270) 927-8855

www.hancockbankonline.com

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Domain Info

Feedback about Hancock Bank & Trust Co?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Hawesville, Kentucky

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Hawesville, Kentucky is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Hancock Bank & Trust Co help take out a loan in Hawesville, Kentucky?

Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Hawesville, Kentucky. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

Let's see