Community Trust Bank Payday Loans Review - Hazard, Kentucky

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4 4 reviews

101 Village Ln, Hazard, KY 41701, USA
+1 (606) 487-2152
www.ctbi.com
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
8:30AM–2PM
Sunday
Closed

Domain Info

Created Date

1997-01-19

Mailing Address

50 WEDDINGTON BRANCH RD

PIKEVILLE

KY

41501-3296

United States

Company Name

Salyer, Mark

Community Trust Bank, Inc

Contact Data

salyerma@ctbi.com

+1.16064332684

Testimonials

Feedback about Community Trust Bank?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Hazard, Kentucky

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Hazard, Kentucky are issued problem-free. The interest rate depends on the borrower's personal information: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Community Trust Bank help issue a loan in Hazard, Kentucky?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

7%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Hazard, ky will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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