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What people think about First State Bank?
Simple application. I only entered an ID and a bank account. Immedaite processing. The first time I was accepted for $600 only. Hope the available amount will be more next time. APR is competitive. Paid back the loan on time. If necessary, the term can be also extended.
Rupert Skiles V
First State Bank seems nice. Applied twice. The first cash advance approved was small – $500, but next time the limit was increased to $900. Paid off the loan even earlier. The employees were friendly, they gave detailed answers to all my questions. No issues. But their rates are not the lowest on the net.
Rose Mills
Used First State Bank for the 4th time. The lender is honest. They always keep you informed on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra funds.
Deondre Mills
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Below you can see general information about payday loans and their common features.
Payday Loans in Inez, Kentucky
Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Online cash advance loans can be the best solution to your short-term financial problems in Inez , Kentucky because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.
460% APR*
$500
Not Specified
60 days
Advantages of First State Bank that offers payday loans in Inez, Kentucky
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people take out cash advances?
Payday loans for bad credit
Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can save individuals who have bad credit scores or have no credit history. But we advise you that as with any borrowing you should only think about applying for a cash advance if you are certain that you can afford payments punctually.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the real cost of the loan immediately.
Other Payday Lenders in Inez, Kentucky
Cash Express
2385 Lakeway Dr, Russell Springs, KY 42642, USA
+1 (270) 418-3589
www.cashexpressllc.com
Cash Express
1607 Midland Trail, Shelbyville, KY 40065, USA
+1 (502) 633-3491
www.cashexpressllc.com
Republic Finance
1035 Vandercar Way Suite 1250, Florence, KY 41042, USA
+1 (859) 282-0470
locations.republicfinance.com
Edward Jones - Financial Advisor: Jeff Thompson, AAMS®
169 US-68 East, Benton, KY 42025, USA
+1 (270) 527-0778
www.edwardjones.com
Heritage Bank
2040 Declaration Dr, Independence, KY 41051, USA
+1 (859) 363-4830
www.ourheritage.bank
Peoples Exchange Bank
560 Indian Mound Dr, Mt Sterling, KY 40353, USA
+1 (800) 364-3631
www.pebank.com