Woodforest Bank Payday Loans Review - La Grange, Kentucky

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4.9 13 reviews

Organization owner?

1015 New Moody Ln, La Grange, KY 40031, USA

+1 (502) 222-3476

www.woodforest.com

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–7PM

Friday

10AM–7PM

Saturday

10AM–6PM

Sunday

11AM–3PM

Domain Info

Mailing Address

25231 Grogans Mill Road

The Woodlands

77380

United States

Contact Data

woodforestdns@woodforest.com

+1.8323752847

Testimonials

Feedback about Woodforest Bank?

Here you grapple with the reviews of our clients.

Note

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in La Grange, North Carolina

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in La Grange, North Carolina is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

36% APR small loan cap

How will Woodforest Bank help issue a loan in La Grange, North Carolina?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to account. You won't be asked to attend any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the request when lenders in La Grange, nc will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

Let's see