Heritage Bank Payday Loans Review - Latonia, Kentucky

Your personal information is safe with us
5 reviews

3600 Decoursey Ave, Covington, KY 41015, USA
+1 (859) 415-0545
www.ourheritage.bank
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Testimonials

Feedback about Heritage Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Latonia, Kentucky

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Problem-free financial products are considered as payday loans in Latonia, ky. They are issued at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Heritage Bank help take out a payday loan in Latonia, Kentucky?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Latonia, Kentucky. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

Let's see

Other Payday Lenders in Latonia, Kentucky

Hometown Mortgage of Ky

41 E Main St, Owingsville, KY 40360, USA

+1 (606) 674-8289

U.S. Bank Branch

3937 Winston Ave, Latonia, KY 41015, USA

+1 (859) 655-3410

locations.usbank.com

World Finance

1380 Flemingsburg Rd, Morehead, KY 40351, USA

+1 (606) 780-0384

www.loansbyworld.com

Commercial Bank

202 N Main St, Barbourville, KY 40906, USA

+1 (606) 546-3146

www.cbtn.com

River City Pawn

525 E 9th St, Owensboro, KY 42303, USA

+1 (270) 926-0333

www.rivercitypawnshops.com

Cash Express

2602 Preston Hwy, Louisville, KY 40217, USA

+1 (502) 637-6226

www.cashexpressllc.com

Community Trust Bank

346 N Mayo Trail, Pikeville, KY 41501, USA

+1 (606) 432-1414

www.ctbi.com

Citizens Deposit Bank

67 Commercial Dr #3, Vanceburg, KY 41179, USA

+1 (606) 796-1010

www.cdbt.com

The Cecilian Bank

227 W Dixie Ave, Elizabethtown, KY 42701, USA

+1 (270) 982-2433

www.thececilianbank.com