Cumberland Financial Inc Payday Loans Review - Lexington, Kentucky

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3.7 3 reviews
Loan agency in Lexington, Kentucky

153 Patchen Dr # 53, Lexington, KY 40517, USA
+1 (859) 268-3028
www.cumberlandfinance.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2017-04-19

Mailing Address

1001 barker ln west

berea

KY

40403

United States

Company Name

roy miller

18885358441

Contact Data

cumberlandfinance.com@wix-domains.com

+1.4159496022

Testimonials

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Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Lexington, New York

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is simple and quick to take out payday loans in Lexington, New York. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will Cumberland Financial Inc help issue a payday loan in Lexington, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by lenders to issue a cash advance. The lender review many aspects such as financial solvency to approve the application. Cash advance in Lexington, New York may help enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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Limestone Bank

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Cash Express

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Bluegrass Check Advance and Payday Loans

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Eagle Finance

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Signet Federal Credit Union

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Community Trust Bank

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First Financial Credit

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