Peoples Exchange Bank Payday Loans Review - Lexington, Kentucky

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5 5 reviews

Organization owner?

3101 Clays Mill Rd # 101, Lexington, KY 40503, USA

+1 (859) 219-0228

www.pebank.com

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Friday

8:30AM–4PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

k86yu3v62n8@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Peoples Exchange Bank?

Here you read the feedback of our customers.

Note

Pay Attention

Above-defined info provides the details about a exact lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Lexington, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are known as payday loans in Lexington, ny. They are issued at individually-set interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will Peoples Exchange Bank help take out a loan in Lexington, New York?

24/7 service. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial capabilities to approve the form. Payday loans in Lexington, New York may help improve your credit history.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

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