Greater Kentucky Credit Union Payday Loans Review - Lexington, Kentucky

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3.5 50 reviews

Organization owner?

1001 Red Mile Rd, Lexington, KY 40504, USA

+1 (859) 231-9300

www.gtkycu.com

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4PM

Domain Info

Company Name

Contact Privacy Inc. Customer 0155757600

Contact Data

gtkycu.com@contactprivacy.com

+1.4165385457

Testimonials

Feedback about Greater Kentucky Credit Union?

Here you read the feedback of our customers.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Lexington, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Problem-free financial products are known as payday loans in Lexington, ny. They are taken out at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will Greater Kentucky Credit Union help take out a payday loan in Lexington, New York?

24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Lexington, ny will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

Let's see