Community Trust Bank, Inc. Payday Loans Review - Lexington, Kentucky

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3 6 reviews

109 Louie Pl, Lexington, KY 40511, USA
+1 (859) 258-2659
www.ctbi.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM

Domain Info

Created Date

1997-01-19

Mailing Address

50 WEDDINGTON BRANCH RD

PIKEVILLE

KY

41501-3296

United States

Company Name

Salyer, Mark

Community Trust Bank, Inc

Testimonials

What people think about Community Trust Bank, Inc.?

Below you see some of the opinions of our clients.
Note

Pay Attention

The previous three items charactirize a certain lender. But below you can find common details about payday loans.

Payday Loans in Lexington, New York

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Lexington, New York. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few factors.

APR

25% small loan cap

Advantages of Community Trust Bank, Inc. that offers payday loans in Lexington, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on other factors. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the loan even before applying.

Let's see

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