First State Bank of the Southeast Payday Loans Review - Lexington, Kentucky

Your personal information is safe with us
3 2 reviews

3620 Walden Dr, Lexington, KY 40517, USA
+1 (859) 278-5858
www.ourfsb.bank
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Testimonials

Feedback about First State Bank of the Southeast?

Here you read the reviews of our clients.
Note

Pay Attention

Above-defined info provides the details about a definite lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Lexington, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Problem-free financial products are considered as payday loans in Lexington, ny. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will First State Bank of the Southeast help take out a payday loan in Lexington, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Lexington, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the loan. It takes seconds to see the outcome.

Let's see

Other Payday Lenders in Lexington, Kentucky

Central Bank & Trust Co.

43 N Maple St, Winchester, KY 40391, USA

+1 (859) 745-7617

www.centralbank.com

Northwestern Mutual Financial

800 E High St, Lexington, KY 40502, USA

+1 (859) 523-8700

www.northwesternmutual.com

Community Trust Bank - Operations Center

50 Weddington Branch Rd, Pikeville, KY 41501, USA

+1 (606) 432-1414

www.ctbi.com

Nicholas Financial Inc

8121 Connector Dr, Florence, KY 41042, USA

+1 (859) 647-6701

nicholasfinancial.com

Fifth Third Bank & ATM

5533 New Cut Rd, Louisville, KY 40214, USA

+1 (502) 368-3357

locations.53.com

MoneyGram

1869 N 25th St, Middlesboro, KY 40965, USA

+1 (606) 248-5117

locations.moneygram.com

Cash Express

2371 Russellville Rd, Bowling Green, KY 42101, USA

+1 (270) 793-0345

www.cashexpressllc.com

First Kentucky Bank

145 S Main St, Greenville, KY 42345, USA

+1 (270) 338-1331

www.firstkentucky.com

World Finance

310 US-62 W, Princeton, KY 42445, USA

+1 (270) 365-7177

www.loansbyworld.com