Central Bank & Trust Co. Payday Loans Review - Lexington, Kentucky

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3.6 7 reviews

3101 Mapleleaf Dr, Lexington, KY 40509, USA
+1 (859) 253-8719
www.centralbank.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

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Here you grapple with the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers get acquainted shared information about payday loans.

Payday Loans in Lexington, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Lexington, New York are issued hassle-free. The interest rate is conditional on the borrower's person-related data: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will Central Bank & Trust Co. help issue a payday loan in Lexington, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

14%
Healthcare Bills

16%
Traveling

12%
Car Repair

4%
Clothes

6%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Lexington, ny consider this circumstance not a hindrence to issue a loan. The customer of a payday loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on schedule and not only solve current difficulties, but improve the credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see

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Edward Jones - Financial Advisor: Kurt Sutton

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www.edwardjones.com