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What people think about CheckSmart?
Bad customer service
Adolfo Waters
Friendly staff usually upbeat.
Dr. Trevion Bradtke IV
I've only cashed checks here but they have payday advances and bill payments as well as many other services. During peak hours you might wait a few minutes but usually …
Estel Breitenberg
They have a personal ideology on how the funds should be allocated.
Mr. Brown Goodwin II
Bad customer service
Adolfo Waters
Friendly staff usually upbeat.
Dr. Trevion Bradtke IV
I've only cashed checks here but they have payday advances and bill payments as well as many other services. During peak hours you might wait a few minutes but usually …
Estel Breitenberg
They have a personal ideology on how the funds should be allocated.
Mr. Brown Goodwin II
Pay Attention
Now you can see general aspects of payday loans.
Payday Loans in Louisville, Georgia
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Louisville, Georgia. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few factors.
10% small loan cap
Advantages of CheckSmart that offers payday loans in Louisville, Georgia
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval chances. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for cash advances?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit history. Payday loan approvals depend very much on other factors. They will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.
Other Payday Lenders in Louisville, Kentucky
Edward Jones - Financial Advisor
315 Broadway St, Paintsville, KY 41240, USA
+1 (606) 789-7827
www.edwardjones.com
Edward Jones - Financial Advisor: John N Hibbard
76 C Michael Davenport Blvd Suite 3, Frankfort, KY 40601, USA
+1 (502) 223-2633
www.edwardjones.com
Edward Jones - Financial Advisor: Jim Flowers, AAMS®
308 Greensburg St, Columbia, KY 42728, USA
+1 (270) 384-0555
www.edwardjones.com
City National Bank
575 N, Carol Malone Blvd, Grayson, KY 41143, USA
+1 (606) 474-7802
www.bankatcity.com
SunLendingUSA
1030 Monarch St STE 330, Lexington, KY 40513, USA
+1 (859) 233-0143
www.sunlendingusa.com