Whitaker Bank Payday Loans Review - Morehead, Kentucky

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3.3 4 reviews

140 E Main St, Morehead, KY 40351, USA
+1 (606) 784-8966
www.whitakerbank.com
Saturday
9AM–5PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1998-01-28

Mailing Address

2233 EXECUTIVE DR

LEXINGTON

KY

40505-4809

United States

Company Name

Whitaker Bank Corporation of Kentucky

Whitaker Bank Corporation of Kentucky

Contact Data

domuser@whitakerbank.com

+1.8592936005

+1.8592932368

Testimonials

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Here you see the reviews of our customers.
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Pay Attention

Further there will be presented the details about not a certain lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Morehead, Kentucky

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Morehead, ky. They are issued at individually-set interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Whitaker Bank help issue a loan in Morehead, Kentucky?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

14%
Healthcare Bills

16%
Traveling

12%
Car Repair

4%
Clothes

6%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Morehead, ky will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the loan. It takes seconds to see the result.

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