First Federal Savings & Loan Payday Loans Review - Morehead, Kentucky

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211 W Main St, Morehead, KY 40351, USA
+1 (606) 784-4187
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Testimonials

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Here you grapple with the reviews of our customers.
Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Morehead, Kentucky

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Morehead, Kentucky is taken out simply and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will First Federal Savings & Loan help issue a payday loan in Morehead, Kentucky?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a cash advance. The lending company review many aspects such as financial solvency to approve the application. Cash advance in Morehead, Kentucky may help improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

Let's see

Other Payday Lenders in Morehead, Kentucky

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Check `n Go

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Edward Jones - Financial Advisor: Beau Blemker

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Check Into Cash

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local.checkintocash.com

Bank of America ATM

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Family Financial Services

30 Stonecrest Ct Suite 101, Shelbyville, KY 40065, USA

+1 (502) 633-2320

www.familyfinancialky.com

U.S. Bank ATM - Morehead State University

150 University Blvd, Morehead, KY 40351, USA

+1 (800) 872-2657

usbank.com

Owingsville Banking Co

35 Brendan St, Owingsville, KY 40360, USA

+1 (606) 674-2168

www.bankobc.com