CheckSmart Payday Loans Review - Newport, Kentucky

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5 2 reviews
Loan agency in Cold Spring, Kentucky

3800 Alexandria Pike, Cold Spring, KY 41076, USA
7 years in business
+1 (859) 912-7350
www.ccfi.com
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
8AM–4PM
Sunday
Closed
Monday
8AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

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Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Newport, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Newport, New York is taken out simply and fast. The interest percentage is set depending on the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will CheckSmart help issue a loan in Newport, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Newport, New York. They rate many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a definite cost of the loan.

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Other Payday Lenders in Newport, Kentucky

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Autotruck Financial Credit Union

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First Financial Credit

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+1 (859) 236-0076

www.ffcredit.com

Community Trust Bank, Inc.

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+1 (859) 258-2659

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Citizens Deposit Bank

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+1 (606) 666-8801

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Ky Cash Advantage

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+1 (606) 387-4999

Fifth Third Bank & ATM

3350 Lexington Rd, Paris, KY 40361, USA

+1 (859) 987-7744

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Kroger Money Services

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+1 (502) 222-0269

moneyservices.kroger.com

Edward Jones - Financial Advisor: Jerry D Smothers, AAMS®

202 Jacob St, Danville, KY 40422, USA

+1 (859) 936-9157

www.edwardjones.com