CheckSmart Payday Loans Review - Newport, Kentucky

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4 4 reviews
Loan agency in Newport, Kentucky

1801 Monmouth St, Newport, KY 41071, USA
20 years in business
+1 (859) 581-8400
www.ccfi.com
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

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Pay Attention

Lenders are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Newport, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

It is simple and quick to take out loans in Newport, New York. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will CheckSmart help take out a loan in Newport, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a loan. The lender review many aspects such as financial solvency to approve the application. Cash advance in Newport, New York may help level up your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

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Cash Express

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U.S. Bank Branch

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WesBanco Bank

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+1 (502) 839-2626

locations.wesbanco.com

ATM (Huntington National Bank)

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+1 (859) 485-6611

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Pay Day USA

924 N Mulberry St, Elizabethtown, KY 42701, USA

Eagle Finance

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+1 (859) 647-3999

www.eagle.com

Forcht Bank - Highway 192 Banking Center

50 Old Whitley Rd, London, KY 40744, USA

+1 (606) 864-2215

forchtbank.com