Advance America Payday Loans Review - Owensboro, Kentucky

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4.5 25 reviews
Loan agency in Owensboro, Kentucky

2845 W Parrish Ave Suite J Suite J, Owensboro, KY 42301, USA
+1 (270) 688-8448
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

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Pay Attention

Payday lenders are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Owensboro, Kentucky

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Owensboro, Kentucky is taken out easily and quickly. The interest rate is specified respecting the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Advance America help issue a payday loan in Owensboro, Kentucky?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Owensboro, ky will assess other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

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Other Payday Lenders in Owensboro, Kentucky

Eagle Finance

3525 Frederica St, Owensboro, KY 42301, USA

+1 (270) 993-8300

www.eagle.com

Cash Tyme

2907 Brownsboro Rd, Louisville, KY 40206, USA

+1 (502) 895-1919

www.cashtyme.com

Woodforest Bank

1015 New Moody Ln, La Grange, KY 40031, USA

+1 (502) 222-3476

www.woodforest.com

Peoples Bank

KY-321, Prestonsburg, KY 41653, USA

+1 (800) 374-6126

locations.peoplesbancorp.com

Advance America

2606 Zion Rd Ste. C-2, Henderson, KY 42420, USA

+1 (270) 827-8083

www.advanceamerica.net

Kentucky Telco Federal Credit Union

2549 Regency Rd, Lexington, KY 40503, USA

+1 (800) 292-9490

www.transcendcu.com

Walmart Money Center

1851 KY-192 W, London, KY 40741, USA

+1 (606) 878-6119

www.walmart.com

Town & Country Bank and Trust Co.

90 W John Rowan Blvd #2100, Bardstown, KY 40004, USA

+1 (502) 348-3911

www.mytcbt.com

Hazard Check Exchange

151 E Main St #5, Hazard, KY 41701, USA

+1 (606) 436-0411