U.S. Bank Branch Payday Loans Review - Owensboro, Kentucky

Your personal information is safe with us
3.5 8 reviews

700 Frederica St, Owensboro, KY 42301, USA
+1 (270) 684-9661
locations.usbank.com
Friday
Closed
Saturday
Closed
Sunday
Closed
Monday
Closed
Tuesday
Closed
Wednesday
Closed
Thursday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you read the reviews of our clients.
Note

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Owensboro, Kentucky

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Owensboro, Kentucky is issued simply and quickly. The interest rate is defined considering the category of the borrower: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will U.S. Bank Branch help take out a loan in Owensboro, Kentucky?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Owensboro, Kentucky. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

Let's see

Other Payday Lenders in Owensboro, Kentucky

Cash Express

1862 Petersburg Rd, Hebron, KY 41048, USA

+1 (859) 534-5916

www.cashexpressllc.com

Cash Express

101 N Cross St, Albany, KY 42602, USA

+1 (606) 387-0531

www.cashexpressllc.com

Cash Express

46 Broadway St, Dry Ridge, KY 41035, USA

+1 (859) 824-1927

www.cashexpressllc.com

Cumberland Security Bank

15000 KY-1247, Eubank, KY 42567, USA

+1 (606) 679-9361

csbweb.com

Walmart Money Center

310 W 5th St, Benton, KY 42025, USA

www.walmart.com

U.S. Bank ATM - Loretto

4695 KY-52, Loretto, KY 40037, USA

+1 (800) 872-2657

usbank.com

Heights Finance Corporation

2410 Ring Rd, Elizabethtown, KY 42701, USA

+1 (270) 360-0084

www.heightsfinance.com

PNC Bank ATM

2215 Russellville Rd, Bowling Green, KY 42101, USA

+1 (888) 762-2265

www.pnc.com

Farm Credit Mid-America

8300 Keach Dr, Henderson, KY 42420, USA

+1 (270) 826-3555

e-farmcredit.com