Owensboro Financial Services Payday Loans Review - Owensboro, Kentucky

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4.6 9 reviews
Loan agency in Owensboro, Kentucky

303 E 14th St SUITE #6, Owensboro, KY 42303, USA
+1 (270) 683-6727
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Testimonials

What people think about Owensboro Financial Services?

Below you find some of the reviews of our customers.
Note

Pay Attention

The previous three items charactirize a specific lender. But below you can find common information about payday loans.

Payday Loans in Owensboro, Kentucky

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Owensboro, Kentucky. The APR will be set individually for each case and will depend on the personal data the consumer entered.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Advantages of Owensboro Financial Services that offers payday loans in Owensboro, Kentucky

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

12%
Treatment

9%
Vacation

7%
Clothes

5%
Home improvement

5%
Debt Consolidation

4%
Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Owensboro, ky accept individuals with bad credit. You can request a bad credit payday loan on the net around the clock and if successful could have the money in your account within a few hours.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Owensboro, Kentucky

Farm Credit Mid-America

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+1 (270) 826-3555

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Southside Financial Services Inc

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Cash Advance Centers of KY

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Republic Bank

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World Finance

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+1 (270) 699-2666

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Omega Financial Services Inc

6439 Bardstown Rd, Louisville, KY 40291, USA

+1 (502) 231-5464

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First Kentucky Bank

223 S 6th St, Mayfield, KY 42066, USA

+1 (270) 247-1403

www.firstkentucky.com

Edward Jones - Financial Advisor: Marilyn L Knecht, AAMS®

215 S Main St, Russellville, KY 42276, USA

+1 (270) 726-8436

www.edwardjones.com

Woodforest Bank

7100 Raggard Rd, Louisville, KY 40216, USA

+1 (502) 447-2433

www.woodforest.com