Regions Bank Payday Loans Review - Paducah, Kentucky

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5 2 reviews

Organization owner?

100 S 4th St, Paducah, KY 42001, USA

+1 (270) 441-1269

www.regions.com

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Domain Info

Mailing Address

2090 Parkway Office Circle

Birmingham

35244

United States

Contact Data

dnsadmin@regions.com

+1.2052616863

Testimonials

Feedback about Regions Bank?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Payday lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Paducah, Kentucky

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Paducah, Kentucky is taken out easily and quickly. The interest rate is defined depending on the category of the customer: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Regions Bank help issue a payday loan in Paducah, Kentucky?

24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Paducah, Kentucky. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see