Citizens National Bank Payday Loans Review - Prestonsburg, Kentucky

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5 2 reviews

50 Franklin Cor, Prestonsburg, KY 41653, USA
+1 (606) 789-4001
www.wercitizens.bank
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

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Here you get acquainted with the reviews of our clients.
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Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers get acquainted general information about payday loans.

Payday Loans in Prestonsburg, Kentucky

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Hassle-free financial products are known as payday loans in Prestonsburg, ky. They are taken out at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Citizens National Bank help issue a loan in Prestonsburg, Kentucky?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Prestonsburg, ky will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

Let's see

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Citizens Bank of Kentucky

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L & N Federal Credit Union

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Farmers State Bank

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