Community Trust Bank Payday Loans Review - Prestonsburg, Kentucky

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4.3 4 reviews

161 S Lake Dr, Prestonsburg, KY 41653, USA
+1 (606) 886-2382
www.ctbi.com
Monday
8AM–3:30PM
Tuesday
8AM–3:30PM
Wednesday
8AM–3:30PM
Thursday
8AM–3:30PM
Friday
8AM–6:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1997-01-19

Mailing Address

50 WEDDINGTON BRANCH RD

PIKEVILLE

KY

41501-3296

United States

Company Name

Salyer, Mark

Community Trust Bank, Inc

Contact Data

salyerma@ctbi.com

+1.16064332684

Testimonials

Feedback about Community Trust Bank?

Here you read the reviews of our clients.
Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Prestonsburg, Kentucky

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Prestonsburg, Kentucky are taken out problem-free. The interest rate is dependent on the client's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Community Trust Bank help issue a loan in Prestonsburg, Kentucky?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Prestonsburg, ky will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

Let's see

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